Nationwide Insurance
Auto, home, life and business coverage through a Nationwide agent with a Concord office address.
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The record for Nationwide Insurance at 4415 Cowell Road, Suite 220, in Concord belongs to the agency of Christopher Herrera, an agent writing Nationwide policies. Cowell Road runs through the residential east side of Concord, a few minutes from Concord Boulevard and the Clayton Road corridor. This listing was assembled from public records and has not yet been confirmed by the agent, and there is a specific wrinkle worth knowing: Nationwide's own agent directory currently places the Herrera agency in Linden, in San Joaquin County, and does not show an office on Cowell Road. Whether the Concord suite is still staffed is exactly what a phone call should settle.
Lines an agency like this writes
A captive or exclusive agent for a national carrier typically quotes personal auto, homeowners, condo and renters policies, umbrella liability, and term or whole life. On the commercial side that usually means business owner policies for small firms, commercial auto and general liability. Nationwide's directory entry for the Herrera agency adds farm, agriculture and powersports coverage, which fits an agent who also serves the Central Valley.
The agent's role is to quote, bind, service and renew policies, and to be the person you call after a claim is filed to make sure it moves.
Getting a quote that means something
Have your current declarations page, driver's licence numbers, vehicle identification numbers and, for a home, the year built, roof age and square footage. Ask which discounts apply when auto and home are bundled, what the deductible options are, and whether the quoted premium is a first-term rate that changes at renewal. If you are in Concord, ask whether meetings happen in person on Cowell Road or by phone and email.
Ground covered
Policies sold from a Concord office would normally serve Pleasant Hill, Walnut Creek, Clayton, Martinez, Pittsburg, Bay Point and Lafayette, the central and eastern stretch of Contra Costa County along Highway 4 and Interstate 680. Insurance agents hold a state licence rather than a local one, so a California agent can serve clients anywhere in the state regardless of office.
The number on file for the Concord office is 925-222-5294. Mr. Herrera can claim and update this listing through the San Francisco Bay Area Hispanic Chamber of Commerce.
Servicios
Típico de este tipo de negocioLiability, collision and comprehensive coverage for cars and trucks, with quotes that compare deductibles and multi-vehicle or bundling discounts for Concord and Contra Costa drivers.
Dwelling, contents and liability coverage for houses, condominiums and rentals, including questions about wildfire exposure and roof age that affect eligibility in parts of Contra Costa County.
Term and permanent life policies sized to a mortgage, income replacement or a family's plans, with the agent handling the application and medical underwriting steps.
Business owner policies, commercial auto and general liability for contractors, shops and offices, typically quoted after a short conversation about payroll, vehicles and premises.
Coverage lines that Nationwide's directory lists for this agency, reflecting clients in the Central Valley as well as the East Bay: farm property, equipment and recreational vehicles.
Detalles
Ubicación y zona de servicio
Concord, CA 94518-1922
Preguntas frecuentes
Típico de este tipo de negocioWhat is the difference between an exclusive agent and a broker?
An exclusive or captive agent sells one carrier's policies and knows them in depth; a broker shops several carriers. Ask which the agent is, and compare a quote from at least one other source before you bind.
What do I need for an auto or home quote?
Your current declarations page, licence numbers for all drivers, VINs for each vehicle, and for a home the year built, roof age, square footage and any recent claims. Having these ready turns a quote into a fifteen-minute call.
How do I check an insurance agent's licence?
Search the California Department of Insurance licence lookup by name. It shows the licence number, lines of authority and status; ask the agent for the number if you cannot find it.
Is the Concord office open for visits?
That has not been confirmed. Nationwide's own directory currently lists this agent in Linden, so call 925-222-5294 and ask whether meetings on Cowell Road are still possible or whether business is handled by phone and email.
Antes de contratar
- Look up the agent's licence number on the California Department of Insurance website.
- Confirm whether the Concord office at 4415 Cowell Rd is still staffed before driving over.
- Ask whether the quoted premium is an introductory rate that changes at renewal.
- Get the deductible and coverage limits in writing before you bind.
- Compare the quote with at least one other carrier or an independent broker.
- Ask who handles claims follow-up: the agent or a carrier call center.
Resumen en español
Christopher Herrera es un agente de seguros afiliado a Nationwide, con una dirección registrada en Cowell Road, en el lado este de Concord. Cotiza seguros de auto, casa, condominio, inquilinos, vida y pequeños negocios, además de coberturas agrícolas y de vehículos recreativos. El directorio de la propia aseguradora hoy ubica su agencia en Linden, en el Valle Central, por lo que conviene llamar al 925-222-5294 antes de visitar la oficina. Esta información se tomó de registros públicos y espera la confirmación del agente.
Compilado a partir de registros comerciales públicos que tiene la San Francisco Bay Area Hispanic Chamber of Commerce. Las secciones marcadas como típicas describen lo que suele ofrecer un negocio de este tipo, no lo que este negocio ha confirmado.
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