Granite Insurance Brokers
Commercial insurance brokerage in Pleasanton for workers' comp, cyber, business and benefits.
Acerca de
A small employer's first call to an insurance broker is usually about workers' compensation, because California requires it from the first hire. Granite Insurance Brokers, whose legal name is Granite Professional Insurance Brokerage, Inc., is a commercial brokerage on Koll Center Parkway in Pleasanton, in the office park off Bernal Avenue by the 680. Molly Moreno is a vice president. The firm also keeps an office in New York and writes business across the country.
Lines of coverage
Granite places workers' compensation, cyber insurance, general business insurance and term life, and builds employee benefit packages. Around the policies it handles the paperwork that clients need day to day: certificates of insurance for landlords and general contractors, claims filing when something goes wrong, and background checks and drug testing for employers who need a hiring programme.
A broker of this kind represents the buyer rather than a single carrier, shopping the risk to several insurers and comparing terms. That is the practical difference from a captive agency selling one company's products.
Getting a quote
Bring last year's declarations pages, payroll by job classification, a loss run from your current carrier, and a plain description of what the business does and where. Ask which carriers the broker is appointed with, how it is compensated, and who handles service after the policy binds. For workers' compensation, ask about experience-modifier reviews and return-to-work programmes, both of which affect premiums over time. Ask for the broker's California licence number and check it on the Department of Insurance website. Quotes on standard risks usually come back within days; unusual operations take longer.
Pleasanton, the Tri-Valley and further
The Pleasanton office serves the Tri-Valley cities of Dublin, Livermore, San Ramon and Danville, Sunol at the head of Niles Canyon, and Hayward and Fremont across the hills. The firm's national reach means an employer with staff in several states can be placed from the same desk.
Call 925-462-8400, the number the firm prints on its own contact page.
Servicios
VerificadoPlacement of the workers' compensation coverage California requires of every employer, shopped across carriers, with attention to job classifications and the experience modifier that drives premium.
Coverage for data breaches, ransomware and business interruption from cyber events, matched to the size and systems of the business rather than sold as a one-size add-on.
General liability, property and related commercial lines for businesses in the Tri-Valley and beyond, compared across several insurers before a recommendation is made.
Term life policies for owners and key people, including coverage used to fund buy-sell agreements or protect a business loan, arranged alongside the commercial lines.
Group health, dental, vision and related benefit packages assembled for employers, with the broker handling renewals and carrier comparisons each year.
Certificates of insurance issued on request, claims filed and followed up with the carrier, and background checks and drug testing arranged for employers with a hiring programme.
Detalles
Ubicación y zona de servicio
Pleasanton, CA 94566-3167
Preguntas frecuentes
Típico de este tipo de negocioWhat is the difference between an insurance broker and an agent?
A broker works for the buyer and can place coverage with many insurers; a captive agent sells one company's products. Ask any broker which carriers it is appointed with and how it is paid, since compensation can come from the insurer, the client or both.
When does a California business need workers' compensation?
From the first employee, including part-time staff; sole owners without employees are generally exempt but can opt in. Premiums depend on payroll, job classification and claims history, so have those figures ready when asking for a quote.
What should I bring to get a commercial insurance quote?
Current policy declarations, a loss run from your existing carrier, payroll by classification, a description of operations, and any contracts that require specific coverage or certificate wording. The more complete the file, the faster the quote.
Antes de contratar
- Ask for the broker's California licence number and verify it on the Department of Insurance website.
- Ask which carriers the broker is appointed with and how it is compensated.
- Get quotes in writing with coverage limits, exclusions and deductibles side by side.
- Ask who handles certificates and claims after the policy is bound.
- For workers' comp, ask about experience-modifier review and return-to-work programmes.
Resumen en español
Para un pequeño empleador, la primera llamada a un corredor de seguros suele ser por la compensación de trabajadores. Granite Insurance Brokers, con oficina en Koll Center Parkway en Pleasanton y otra en Nueva York, coloca pólizas de compensación laboral, seguro cibernético, seguro comercial general y vida a término, además de beneficios para empleados. También emite certificados de seguro, presenta reclamos y gestiona verificaciones de antecedentes y pruebas de drogas. Como corredor, compara varias aseguradoras en lugar de vender una sola marca. Atiende el Tri-Valley y empresas en todo el país. Llame al 925-462-8400.
Los datos marcados como verificados se comprobaron el 29 de septiembre de 2026 con graniteins.com y linkedin.com. Los demás datos vienen de registros comerciales públicos o describen lo típico de este tipo de negocio, según se indica. El negocio aún no los ha confirmado.
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